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Save Thousands by Refinancing Your Loan – But Not With a Bank!

Do you have a car or home loan? You might be able to get a much lower interest rate than any advertised rate, potentially saving you thousands of dollars! The secret is: don’t use a bank for the loan!...

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Get Your Document Notarized for Free

I recently had to get a document notarized. I went online and the first thing that came up was the UPS store. So, I went to the downtown store, but they said the guy who notarized was out. He was the...

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New Year’s Resolutions that Can Save You Thousands of Dollars

Are you making any New Year’s resolutions this year? How about making some that would save you thousands of dollars over the course of a year? Consider some of these resolution ideas to do just that!...

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Protect Your Debit Card Against Fraudulent Purchases

According to many sources, debit card fraud is on the rise! My debit card was recently hacked and I got a fraudulent charge of over $500 on it from Verizon Wireless. But, I was super-fortunate in two...

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Cut Your Cell Phone Bill in Half

If you read the conventional advice on how to cut your cell phone bill, you’ll hear things like “cut extra services” or “switch to a plan with lower minutes”. But these tactics are no longer effective...

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The #1 Reason You Should Roll Over Your Old 401Ks

Many people have old “orphaned” 401K’s with previous employers and wonder what to do with  them. I personally had two, which isn’t that many compared to some. I read the pros and cons of leaving them...

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Don’t Make These Career-Ending Mistakes on Next Your Business Trip!

Traveling for business is stressful and hard work. Therefore, people are always looking ways to blow off steam and mix a little pleasure into their business trip (as they should). But there are right...

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The Cure For Your Boring Corporate Meetings

Do you hate being held hostage in boring meetings at work where they spew the latest MBA jargon and prevent you from completing your real work? If so, I have the perfect solution: Corporate Lingo...

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Ten Signs It’s Time to Look for a New Job

No job is perfect, and every job has its ups and downs.  But, sometimes people need a wake-up call to realize that they are at the wrong job and it’s time to move on, either to a  different position at...

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Seventeen Tips to Protect Yourself from Identity Theft

I recently got an offer in the mail for 10% off of an identity-protection service.  The cost of the service was $9/month for their basic plan and $22.50/month for their “ultimate” plan. This seemed...

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How I Lost $30,000 Due to Sheer Laziness

This isn’t a story about how I blew $30,000 one weekend in Las Vegas, or sports betting.  It’s about the slow leaks in our lives that drain money steadily but surely. I took a look back at the last ten...

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The Pros and Cons of Being a Freelancer

After working for all of my career as a full-time employee, I took the plunge, quit my job, and became a freelance web developer some years ago. Sure, I had to tighten my belt and there were some...

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